It makes a lot more sense to sidestep the entire gun control controversy and instead pass state laws that require anyone who owns a gun to carry insurance. If they have risk factors (like teenagers in the house), their rates go up. If one of their kids sneaks a gun out of the house and gets caught, or uses it to commit a crime, the insurance gets canceled for some meaningful period of time -- say, 10 years.
And if someone steals your gun and you don't report it in a 24-hour window of you finding out, your insurance is suspended.
If you have a rifle and it's only used for hunting, low rates. If you have a Glock and you carry it in an open-carry town or state, your rates will be very high -- because odds are so much higher that innocent bystanders may get caught in a shootout.
Homeowners could be required to carry gun insurance as long as they're still paying on a mortgage, because a gun accident or misuse could result in a large legal judgment against the house.
Oh yeah, and you have to buy coverage for each gun you own.
I think it has real possibilities. What do you think? Or are guns somehow less potentially dangerous than, say, cars?
3 comments:
How about while we're at it we begin forcing people who make controversial statements, run blogs or, possibly say anything that could offend or, piss someone off carry special insurance for injuries inflicted to them via what they say or, the possible emotional distress they inflict on others for saying things?
Then maybe we could force muslims to carry explosion insurance and christians to carry afterlife insurance riders too?
If you want to require insurance for excercising 1 right, why not force the issue on the others too?
My guns have never hurt anyone nor have they caused ME to hurt anyone.
Why should I be penalized for simply using my right to own one?
Would it be a "hate crime" if she choked on it?
Would I have to carry penis insurance too?
Sepp, you might have just hit upon the money making idea that will make you a rich man! I hope you remember me when those big policy bucks start rolling in....
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